Terms of Service

Effective Date: January 1, 2026 • Last Updated: March 16, 2026

ContractFill is operated by Cole Kander, Alberta, Canada

Welcome to ContractFill. By accessing, using, or signing up for our service, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use ContractFill.

These terms apply to all users of the ContractFill platform, including the web application, integrations, and all associated services.

Contents

  1. 1. Acceptance of Terms
  2. 2. Service Description
  3. 3. AI Disclaimer & Legal Notice
  4. 4. User Responsibilities
  5. 4A. Brokerage-Sponsored Users
  6. 4B. Regulatory Audit Support
  7. 5. Account & Eligibility
  8. 6. Subscription & Billing
  9. 7. Intellectual Property
  10. 8. Third-Party Integrations
  11. 9. Limitation of Liability
  12. 10. Disclaimer of Warranties
  13. 11. Data & Privacy
  14. 12. Termination
  15. 13. Governing Law & Jurisdiction
  16. 14. Changes to Terms
  17. 15. Contact Information

1. Acceptance of Terms

By creating an account, accessing the service, or making any use of ContractFill, you explicitly agree to all terms, conditions, and policies contained in this agreement. You acknowledge that you have read, understood, and accept these terms without reservation.

At signup, you will be required to accept these Terms of Service through a clickthrough consent mechanism. This acceptance is a binding legal agreement between you and ContractFill.

If you are using ContractFill on behalf of a brokerage or organization, you represent that you have authority to bind that entity to these terms.

2. Service Description

What ContractFill Does:

  • Provides an AI-guided interface to help you complete real estate contract forms
  • Generates PDF contracts from AREA (Alberta Real Estate Association) licensed form templates
  • Integrates with DocuSign for electronic signatures
  • Optionally connects with third-party apps (e.g., Trello, Google Drive) for workflow and backup, and integrates with Stripe for billing
  • Stores transaction data securely using Supabase

What ContractFill Does NOT Do:

  • Provide legal advice or legal counsel
  • Replace the need for a lawyer, broker review, or supervisory review
  • Guarantee that generated contracts are legally valid or complete
  • Act as a law firm or provide professional legal services
  • Ensure compliance with all applicable real estate regulations or transaction requirements

ContractFill is a form-completion tool powered by AI. It helps guide you through the process of filling out AREA-licensed forms but does not create legal documents on your behalf.

3. AI Disclaimer & Legal Notice

IMPORTANT: CONTRAFILL IS NOT A LAW FIRM AND DOES NOT PROVIDE LEGAL ADVICE

ContractFill uses Anthropic Claude AI to guide you through contract form completion. The AI provides suggestions, clarifications, and guidance on how to fill out AREA forms based on your input.

Key Limitations:

  • AI-generated suggestions are not legal advice
  • AI output may contain errors, omissions, or inaccuracies
  • You are solely responsible for reviewing all contract content before execution
  • You must ensure all terms, dates, prices, and conditions are accurate
  • You must comply with all CREA Code of Ethics and RECA regulations

You must have a lawyer, broker, or experienced supervisor review all generated contracts before they are signed by any party. ContractFill is a tool to assist with form completion, not a substitute for professional legal or real estate expertise.

By using ContractFill, you acknowledge that:

  • You understand the limitations of AI-generated guidance
  • You will review all contract output thoroughly
  • You are responsible for all errors or omissions in generated contracts
  • You will not rely solely on AI output for legal or compliance decisions

4. User Responsibilities

As a user of ContractFill, you agree to the following responsibilities:

  • Verify All Content: You must review and verify all contract content, terms, dates, prices, and party information before the contract is presented to any client or party.
  • Maintain Valid Credentials: You must maintain an active, valid CREA ID and RECA license throughout your use of ContractFill. Use of this service by non-licensed individuals is prohibited.
  • Comply with AREA Standards: You must ensure all generated contracts comply with AREA form standards, CREA Code of Ethics, and all applicable Alberta real estate regulations.
  • Account Security: You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account.
  • Supervisory Review: If required by your brokerage, you must ensure appropriate broker or supervisory review of all contracts before execution.
  • Lawful Use: You agree not to use ContractFill for any unlawful purpose or in any way that violates real estate regulations, professional ethics, or applicable law.
  • No Fraud or Misuse: You agree not to create false or misleading contracts, misrepresent terms, or use ContractFill to facilitate fraud.

4A. Brokerage-Sponsored Users

Users who access ContractFill through a brokerage-sponsored account are subject to additional requirements and obligations:

Broker Approval & Review:

  • All agents using ContractFill under a brokerage license must have explicit approval from their broker
  • Brokers must establish internal policies requiring supervisory review of all contracts generated by their agents before client presentation
  • Per RECA regulations, brokers are responsible for ensuring compliance with real estate licensing and ethical standards

Broker-Wide License Agreements:

When a brokerage enters into a license agreement with ContractFill, that agreement is deemed to apply to all agents operating under that brokerage. The brokerage assumes responsibility for:

  • Ensuring all agents comply with these Terms of Service
  • Conducting supervisory review of contracts before client presentation
  • Maintaining RECA compliance for all transactions
  • Enforcing agency policies regarding ContractFill usage

ContractFill's Limited Liability for Broker Supervision:

ContractFill is NOT responsible for broker supervisory compliance, agent oversight, or the broker's failure to implement internal review policies. ContractFill provides the tool; the brokerage is responsible for appropriate use within their regulatory framework. Disputes regarding broker supervision must be addressed between the brokerage and ContractFill, not on behalf of individual agents.

4B. Regulatory Audit Support & Compliance

ContractFill is committed to supporting regulatory compliance and audit requirements:

Activity Logs & Audit Trail:

  • ContractFill maintains comprehensive activity logs for all user accounts for a minimum of 3 years
  • Logs include contract generation dates, download dates, user IDs, and modification history
  • Logs are maintained in secure, tamper-resistant systems
  • Users may request access to their own activity logs through hello@contractfill.ca

RECA Investigation Support:

  • ContractFill will cooperate with Real Estate Council of Alberta (RECA) investigations within 5 business days of a formal investigation request
  • ContractFill will provide activity logs, account information, and user data as required by RECA
  • ContractFill will respond to RECA inquiries regarding user conduct, contract generation, and compliance

Legal Compliance:

  • ContractFill will comply with valid subpoenas and court orders within the timeframes required by law
  • ContractFill will cooperate with law enforcement investigations related to fraud or illegal conduct on the platform
  • ContractFill will report suspected fraud, illegal activity, or RECA violations to appropriate authorities as required by law

These audit support obligations do not create any liability for ContractFill beyond the scope of applicable law and do not override the limitations of liability contained in Section 9.

5. Account & Eligibility

Eligibility Requirements:

ContractFill is available only to licensed real estate professionals in Alberta. To use this service, you must:

  • Be a licensed Alberta realtor with an active CREA ID
  • Hold a valid RECA license or be sponsored by a licensed broker
  • Provide accurate, truthful information during signup
  • Be at least 18 years of age

Account Information:

You agree to provide accurate, current, and complete information during account creation. You are responsible for updating your account information if it changes. ContractFill reserves the right to verify your CREA ID and RECA licensing status at any time.

Account Security:

You are solely responsible for maintaining the confidentiality of your username, password, and any access credentials. You agree to notify ContractFill immediately of any unauthorized access or security breach. ContractFill is not liable for any loss or damage resulting from unauthorized account access.

6. Subscription & Billing

Subscription Plans:

ContractFill offers the following subscription tiers:

  • Starter Plan: $39/month (3 transactions per month)
  • Professional Plan: $59/month (10 transactions per month)
  • Brokerage Plan: Custom pricing (contact for details)

Transaction Definition:

A "transaction" is counted when a contract is DOWNLOADED as a PDF through ContractFill. Multiple drafts or revisions of the same contract (same property address and same buyer/seller) count as ONE transaction. Amendments, notices, and addendums are charged as separate transactions.

Billing Example:

Example 1: You generate 3 drafts of a Purchase Agreement for 123 Main St (same buyer/seller) and download each one — this counts as 1 transaction.

Example 2: You download a Purchase Agreement and later download an Addendum for the same property — this counts as 2 transactions.

Example 3: You download contracts for two different properties — this counts as 2 transactions.

Billing & Payment:

  • All payments are processed securely through Stripe
  • Billing occurs automatically on the same day each month
  • You authorize ContractFill to charge your payment method on file
  • Failed payments may result in service suspension
  • You are responsible for maintaining valid payment information

Auto-Renewal:

Your subscription will automatically renew each month unless you cancel. You can cancel your subscription at any time through your account settings.

Cancellation & Refunds:

  • You may cancel your subscription anytime with no penalty
  • Cancellations take effect at the end of your current billing cycle
  • No refunds are provided for partial months or unused transactions
  • You will lose access to ContractFill at the end of your billing cycle if you cancel

Overage Charges:

If you exceed your monthly transaction limit, you will be charged $10 per additional transaction. You will be notified before overage charges are applied.

Price Changes:

ContractFill reserves the right to change subscription prices with 30 days' notice. Continued use of the service after the notice period constitutes acceptance of new pricing.

Billing Dispute Process:

If you dispute a charge or believe you have been incorrectly billed, please contact us within 30 days of the charge at hello@contractfill.ca. Include your account details, transaction dates, and a description of the dispute. ContractFill will investigate and respond to your dispute within 5 business days.

7. Intellectual Property

ContractFill Ownership:

ContractFill, including all software, code, user interface, design, and functionality, is owned by ContractFill and is protected by copyright, trademark, and other intellectual property laws. You are granted a limited, non-exclusive license to use ContractFill solely for completing real estate contracts.

Your Generated Contracts:

You retain ownership of the specific contract documents you generate using ContractFill (the "Contract Content"). You may use, modify, execute, and distribute your generated contracts as needed for your real estate transactions. ContractFill does not claim ownership of your Contract Content.

AREA Form Templates:

All AREA form templates are owned and licensed by the Alberta Real Estate Association. Your use of AREA forms is subject to AREA licensing terms. You agree to comply with all AREA requirements and restrictions on the use of their form templates.

Restrictions:

You may not reverse engineer, decompile, modify, or create derivative works of the ContractFill software. You may not copy, reproduce, or distribute the ContractFill platform without permission. Unauthorized use of ContractFill intellectual property is prohibited.

8. Third-Party Integrations

ContractFill integrates with the following third-party services. You agree that your use of these integrations is subject to their respective terms and privacy policies:

  • DocuSign: Electronic signature and contract execution. Your documents are transmitted to and stored by DocuSign.
  • Trello (Optional): Workflow management and task tracking. You may connect Trello to organize your transactions on a board.
  • Google Drive (Optional): Document backup and cloud storage. You may connect Google Drive to sync generated contracts.
  • Stripe: Payment processing and billing. All payments are processed and secured by Stripe.
  • Supabase: Database and authentication services. Your account data and contracts are stored on Supabase infrastructure.
  • Vercel: Application hosting and deployment. ContractFill is hosted on Vercel's infrastructure.
  • SendGrid: Email delivery. Transactional and notification emails are sent via SendGrid.
  • Anthropic Claude AI: AI form guidance. Your inputs and interactions are processed by Anthropic's Claude API.

Third-Party Liability:

ContractFill is not responsible for the performance, availability, security, or functionality of third-party services. If any third-party integration fails, becomes unavailable, or causes loss of data, ContractFill is not liable. You are responsible for reviewing the terms and privacy policies of all integrated services.

In the event of a third-party outage or failure, ContractFill will use reasonable efforts to restore service but makes no guarantee of uninterrupted availability.

9. Limitation of Liability

Cap on Liability:

EXCEPT AS EXPRESSLY EXCLUDED BELOW, CONTRAFILL'S TOTAL LIABILITY TO YOU FOR ANY CLAIMS, DAMAGES, OR LOSSES ARISING FROM YOUR USE OF CONTRAFILL SHALL NOT EXCEED THE LESSER OF: (A) THE TOTAL FEES YOU PAID TO CONTRAFILL IN THE 12 MONTHS PRECEDING THE CLAIM, OR (B) $500 CAD.

Exclusions from Liability Cap:

The liability cap does not apply to:

  • Gross negligence or willful misconduct by ContractFill
  • Failure to comply with PIPEDA (Personal Information Protection and Electronic Documents Act) or PIPA (Personal Information Protection Act)
  • Unauthorized disclosure of confidential deal information or client data
  • Privacy breaches or unauthorized disclosure of your data
  • Infringement of your intellectual property rights
  • Breach of confidentiality obligations
  • Any liability that cannot be limited by law

ContractFill's Duty of Care & AI Limitations:

ContractFill's duty of care is limited to: (a) using commercially reasonable efforts to maintain the service, (b) disclosing known limitations of the AI system, and (c) providing accurate AREA form templates. ContractFill is NOT liable for:

  • AI hallucinations, errors, or inaccuracies in AI-generated suggestions
  • Errors arising from incomplete, inaccurate, or misleading user input
  • Transaction-specific errors based on user-provided information
  • Failure of users to review contract content before execution

No Consequential Damages:

CONTRAFILL IS NOT LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS, LOST REVENUE, LOST CONTRACTS, OR BUSINESS INTERRUPTION, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

This limitation applies whether the claim is based on warranty, contract, tort, negligence, strict liability, or any other legal theory.

10. Disclaimer of Warranties

AS-IS SERVICE:

CONTRAFILL IS PROVIDED ON AN "AS-IS" AND "AS-AVAILABLE" BASIS WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED.

NO WARRANTY OF ACCURACY:

CONTRAFILL MAKES NO WARRANTY THAT:

  • Generated contracts are legally valid, complete, or binding
  • Generated contracts comply with all applicable laws and regulations
  • AI guidance is accurate, error-free, or appropriate for your situation
  • The service will be uninterrupted, secure, or error-free
  • Any defects in the service will be corrected

DISCLAIMER OF MERCHANTABILITY:

CONTRAFILL DISCLAIMS ALL IMPLIED WARRANTIES, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

You use ContractFill at your own risk and are solely responsible for the accuracy, legality, and appropriateness of all contracts you generate.

11. Data & Privacy

Your use of ContractFill is also governed by our Privacy Policy. Please review our Privacy Policy to understand our data collection, use, and protection practices.

PIPEDA & PIPA Compliance:

ContractFill commits to complying with the Personal Information Protection and Electronic Documents Act (PIPEDA) at the federal level and the Personal Information Protection Act (PIPA) in Alberta. We will protect your personal information in accordance with these privacy laws.

Your Data:

  • Your account information, credentials, and usage data are stored securely
  • Generated contracts and client information are stored in your account
  • You are responsible for maintaining backup copies of your important documents
  • ContractFill uses industry-standard security measures to protect your data

Data Access & Deletion:

You may request access to your personal data or request deletion of your account. See Section 12 (Termination) for post-termination data access details.

12. Termination

Subscription Termination:

You may terminate your ContractFill subscription at any time by canceling through your account settings. Your access will end at the conclusion of your current billing cycle.

Suspension or Termination by ContractFill:

ContractFill reserves the right to suspend or terminate your account if:

  • Your CREA ID or RECA license becomes inactive or invalid
  • You violate these Terms of Service
  • You use ContractFill for unlawful purposes or fraud
  • You fail to pay your subscription fees after a 30-day notice
  • You breach CREA Code of Ethics or RECA regulations
  • Your account is used to create false, fraudulent, or misleading contracts

Effect of Termination:

Upon termination or cancellation:

  • Your access to ContractFill will be disabled immediately (or at end of billing cycle for voluntary cancellation)
  • You will no longer be able to create, generate, or access new contracts through ContractFill
  • Your account data and generated contracts will remain available for 30 days
  • After 30 days, all account data will be deleted unless you request an extended access period

Data Access After Termination:

If your subscription is terminated, you will have 30 days to access and download your account data, including any generated contracts. After 30 days, your data may be deleted. If you need extended access, contact hello@contractfill.ca to request an archive of your data.

ContractFill is not responsible for loss of data after your account is terminated.

13. Governing Law & Jurisdiction

These Terms of Service are governed by and construed in accordance with the laws of the Province of Alberta, Canada, without regard to its conflict of law principles.

You irrevocably consent to the exclusive jurisdiction of the courts of Alberta for any legal proceedings or disputes arising from these Terms or your use of ContractFill.

You waive any objection to jurisdiction or venue and agree that any legal action will be brought in the courts of Alberta.

14. Changes to Terms

ContractFill may modify these Terms of Service at any time. Material changes will be communicated to you via email at least 30 days before the changes take effect.

Your continued use of ContractFill after the effective date of changes constitutes your acceptance of the modified terms. If you do not agree with changes to the Terms, you may terminate your subscription.

Minor changes, clarifications, and non-material updates may be made without advance notice. We recommend reviewing these Terms periodically for updates.

15. Contact Information

If you have questions about these Terms of Service, or if you wish to report a violation, contact:

Email: hello@contractfill.ca

Service: ContractFill

Operator: Cole Kander

Location: Alberta, Canada

We will respond to inquiries and support requests within 5 business days.

Last Updated: March 16, 2026 | Effective Date: January 1, 2026

ContractFill is a product operated by Cole Kander, based in Alberta, Canada.